Federato

Federato: AI Underwriting Workbench for P&C Insurers

Federato is AI-native RiskOps platform purpose-built for commercial P&C underwriting. Federato bundles the analytics, AI scoring, and workflow that underwriters previously stitched together from five vendors. The result: faster quote turnaround and tighter alignment with portfolio targets.

Key Features

• AI-native RiskOps platform purpose-built for commercial P&C underwriting
• Combines portfolio analytics, risk scoring, and submission workflow
• Series C backed by Caffeinated Capital, Emergence, and Felicis
• Used by carriers and MGAs to align frontline underwriters with portfolio strategy
• Real-time data on appetite, exposure, and accumulation

Ideal Use Case

Commercial P&C carriers, MGAs, and reinsurers modernizing underwriting workflows away from spreadsheets and disconnected systems.

Why Use Federato

Federato bundles the analytics, AI scoring, and workflow that underwriters previously stitched together from five vendors. The result: faster quote turnaround and tighter alignment with portfolio targets.

FAQ

Q: Coverage lines? A: Commercial P&C — property, casualty, specialty.

Q: vs legacy PAS? A: Federato sits on top of PAS systems and replaces the underwriter desktop, not the policy admin core.

tl;dr

AI-native underwriting workbench. P&C insurers, MGAs, reinsurers. RiskOps platform from frontline to portfolio.

More Details

• Built-in submission triage with portfolio-aware appetite checks
• Real-time accumulation views across geography, peril, and limit
• Native API integrations to Guidewire, Duck Creek, and Sapiens

Additional FAQ

Q: Implementation time? A: Typical pilot ships in 8–12 weeks; full rollout in two quarters.

Q: Pricing? A: Enterprise SaaS — annual contracts based on premium volume and seat count.

Related

Looking for more options? Browse the Insurance directory or read our best AI insurance tools listicle. Federato is also tracked on Crunchbase.