Cover Genius

Cover Genius: Embedded Insurance Platform — Global Reach

Cover Genius is Embedded insurance API powering Booking.com, eBay, Intuit, Skyscanner. Embedded insurance is everyone's favorite second-act. Cover Genius is the rare provider with global licenses, a developer-friendly API, and the partner roster (Booking, Intuit, eBay) to prove the model works at scale.

Key Features

• Embedded insurance API powering Booking.com, eBay, Intuit, Skyscanner
• Licensed in 60+ countries — the broadest embedded license footprint
• Travel, retail, mobility, and small business lines
• XCover platform with policy admin and claims built in
• Series E unicorn backed by Spark Capital and Atlas Merchant Capital

Ideal Use Case

Marketplaces, fintechs, and travel platforms that want to offer protection at the moment of purchase — without standing up an insurance entity in every jurisdiction.

Why Use Cover Genius

Embedded insurance is everyone's favorite second-act. Cover Genius is the rare provider with global licenses, a developer-friendly API, and the partner roster (Booking, Intuit, eBay) to prove the model works at scale.

FAQ

Q: Licensing? A: Licensed insurer or broker in 60+ countries.

Q: Lines? A: Travel, gadget, warranty, freight, gig protection.

tl;dr

Global embedded insurance API. Booking, eBay, Intuit. Licensed in 60+ countries.

More Details

• XCover platform handles claims fully digitally — most paid in 24 hours
• AB-test driven product placement to maximize attach without cart drag
• White-label or co-branded — partner controls the brand

Additional FAQ

Q: Geographic coverage? A: Licensed in 60+ countries spanning APAC, EMEA, LATAM, Americas.

Q: Average attach lift? A: Embedded partners see 30–60% attach rate on relevant moments.

Related

Looking for more options? Browse the Insurance directory or read our best AI insurance tools listicle. Cover Genius is also tracked on Crunchbase.