Finance & Trading · Reviewed June 26, 2026

Roi

Roi was a personalized AI personal-finance app that tracked assets and explained insights conversationally.

Pricing
Freemium
Rating
4.82/ 5 · 93 reviews
Last reviewed
June 26, 2026
Roi app icon, a rounded square containing a stylized letter mark

Acquired Roi

Acquired · October 2025

Roi was a personalized AI personal-finance app founded in 2022 by Sujith Vishwajith and Chip Davis, both formerly of Airbnb. It tracked assets across stocks, crypto, DeFi, real estate, and NFTs through a conversational AI companion. OpenAI acqui-hired Vishwajith, the only one of four staff to join, and the app shut down and deleted user data on October 15, 2025.

Acquired by OpenAI.

Last known pricing: Free tier; paid subscription for premium features

01

Overview

What happened to Roi

Roi was a personal-finance app built around a conversational AI companion rather than the usual charts and dashboards. It tracked a user's assets across stocks, crypto, DeFi, real estate, and NFTs, and explained financial insights in plain language, adapting its tone to the user.

Founded in 2022 by Sujith Vishwajith and Chip Davis, both former Airbnb employees, the New York startup raised about $3.6 million from investors including Balaji Srinivasan, Spark Capital, and Gradient Ventures.

Key Features

  • Unified asset tracking across stocks, crypto, DeFi, real estate, and NFTs
  • Conversational AI companion for financial insights
  • Personality-adaptive tone and explanations
  • Real-time portfolio updates
  • Mobile-first design

What happened to Roi

OpenAI acqui-hired Roi in early October 2025. Co-founder and CEO Sujith Vishwajith was the only member of the four-person team to join OpenAI. The app wound down and shut off service, deleting user data, on October 15, 2025.

FAQ

Is Roi still available? No. The app shut down and deleted user data on October 15, 2025.

Who acquired Roi? OpenAI, in an acqui-hire announced in early October 2025.

Who founded Roi? Sujith Vishwajith and Chip Davis, both formerly of Airbnb, in 2022.

tl;dr

Roi was a conversational AI personal-finance app that tracked assets across asset classes. OpenAI acqui-hired its CEO and the app shut down on October 15, 2025.

02

Why Use Roi

Rating
4.82
Across 93 verified reviews
Saved
220
By ToolDirectory readers
Pricing
Freemium
Publisher-listed pricing model
Listed
Since 2026
Continuously re-reviewed by editors
Category
Finance & Trading
Primary listing
Verified by editors during the most recent review · ToolDirectory.AI
03

User Reviews

4.82
Out of 5 · 93 ratings
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